Benefits for Widows and Widowers in the UK

Bereavement Support Payment (BSP) may be available if your spouse or civil partner died and they paid National Insurance contributions. There are two rates: a higher rate if you have dependent children (first payment of up to £3,500 followed by up to 18 monthly payments of £350) and a standard rate if you do not have dependent children (first payment of up to £2,500 followed by up to 18 monthly payments of £100). BSP is not means-tested and is not taxable. You can claim within 21 months of the date of death — if you claim within 3 months, payments may be backdated to the date of death.

After bereavement, your financial circumstances may change significantly. If you are under State Pension age, you may be eligible for Universal Credit to help with income, housing, and childcare costs. If you are over State Pension age, Pension Credit may be available. BSP is not counted as income for means-tested benefits. If you were receiving benefits as a couple, your claim may need to change to a single person claim — it is important to report the change to the DWP. You may also be entitled to help with funeral costs through the Funeral Expenses Payment if you receive a qualifying benefit.