Benefits You Could Be Entitled to If You Are Over 80

If you are over 80 and do not qualify for a State Pension based on your National Insurance record (or receive a very low State Pension), you may be entitled to the over-80 State Pension. This provides a basic level of income. You could also receive a higher Winter Fuel Payment if you are over 80. Additionally, people over 80 are statistically more likely to qualify for the higher rate of Attendance Allowance due to increased care needs — if your health has changed, it may be worth applying or requesting a review of an existing award.

Many people over 80 develop care needs that they may not initially associate with benefit eligibility. Conditions such as arthritis, reduced mobility, dementia, heart conditions, and difficulty with balance can all be relevant when claiming Attendance Allowance. The benefit is based on the help you need, not the help you actually receive — so even if you manage without assistance, you may still be eligible if you need help or supervision to stay safe. Attendance Allowance can also unlock additional amounts in your Pension Credit through the severe disability addition.